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Life is funny...why can't things just be a little more simpler sometimes.....I have no health insurance and the emergency room is my doctors office, just reaching 30 and I'm already in debt over $30,000 just for medical bills and I didn't have any surgery or diseases....here I am thinking about filing for bankrupcy just to be able to start over....and what's up with our credit system.....people are so quick to threaten your credit over every thing....if you fall ill and have medical bills....you're going to end up with bad credit if you can't afford to pay them right away....I'm venting but I just feel like wow this is what my life came to.....everything was fine, I was healthy and bam!!!! $30,000.00 What happened to the help for the people in the middle!!! I'm not rich and wasn't born with a silver spoon in my mouth...and I'm not on welfare, section 8, social services I couldn't get on it even if I tried even thought I know people on it that have no business being on it!!! Where is the help for the middle man!! it's crazy...there is no American dream anymore just a nightmare!!!!!!!!!tell me why an insurance policy in NY for 1 person cost over $1,000.00 a month!..wow!!!I don't get it!!It's all a conspiracy!!